What is Acima?
A simple way to get on the road today.
Acima is a lease-to-own financing solution that lets you get the tires, wheels, and auto services you need today — and pay over time. No traditional credit check required. Available right here at Expert Tire & Auto Service.
Whether you need four new tires before a road trip, a full brake job, or a suspension lift on your truck, Acima makes it possible without draining your wallet on day one.
Key benefits
Built to work for you.
100 Days Interest-Free
Pay off your lease within 100 days and pay no interest beyond the initial lease payment.
No Credit Needed
Acima uses alternative data to make approval decisions — not just your credit score.
No Down Payment
Get your tires and services now with no money due upfront. First payment may apply — varies.
Early Buyout Options
Pay off your lease early and save on overall costs. Flexible terms that work for you.
Fast Approval
Apply in-store at Expert Tire and get approved in minutes. Simple, paperless process.
Use It On Everything
Tires, wheels, brakes, suspension, lift kits, and more — finance any service we offer.
How it works
Five simple steps.
- 01
Visit the Shop
Come to Expert Tire & Auto Service at 48 E. Dr. Martin Luther King Jr. Blvd, Stockton.
- 02
Pick What You Need
Choose the tires, wheels, or services that fit your vehicle and budget.
- 03
Apply for Acima
Apply for Acima financing in-store. The process takes just minutes — no paperwork hassle.
- 04
Get Approved & Roll
Get approved and drive away with your new tires today. No long waits, no runaround.
- 05
Pay Over Time
Make easy payments — or pay off within 100 days to stay completely interest-free.
Ready to get started?
Visit us today or call (209) 997-7786. Our team will walk you through Acima financing and get you back on the road.
Acima is a lease-to-own financing option. “100 days interest-free” refers to the early purchase option. Customers who exercise the early purchase option pay the cash price plus applicable lease fees. Not all applicants are approved. See store for details.